Insidious
/ɪnˈsɪdiəs/ adjective hardCausing harm gradually and quietly, so that the damage isn't noticed until it's already serious.
Rust is an insidious problem, weakening a bridge's beams for years before a single crack becomes visible.
Memory Trick
Picture a threat that quietly 'sits' inside a word — insidious danger sits and waits before it finally strikes.